Bitcoin Brief Investment Thesis

Investment Thesis for Bitcoin

Similar to gold, Bitcoin widely considered (not as wide as gold, but still pretty wide):

  • as a store of value

  • as an inflation hedging ability given its scarcity compared with the supply of fiat money

While it is not perceived as a safe haven like gold, it has its own unique appeal:

  • more scarce than gold given its expansion is fixed by an algorithm

  • more convenience in being stored and transferred

  • harder to be confiscated

One caveat is that while Bitcoin is scarce, the supply of different cryptocurrency acting as a store of value is infinite. However, as described in Shut Up and Hodl Basket, I believe Bitcoin is a religion that its tail risk of going extinct has been reduced dramatically. I believe it has hit an inflection point when Trump's second-term presidency legitimized the use of bitcoins as a country's reserve (not confirmed for the United States as of 2025/02/09, but the serious consideration makes it legitimate enough).

Why Grayscale Bitcoin Mini Trust ETF (BTC)?

I decided to use ETFs (exchange-traded funds) to invest in Bitcoin because it solves the problem of inheritance. Unlike holding bitcoins directly (self-custody), I do not have to tell my heirs my crypto key (which allows them to instantly take them away from me) and I do not have to worry about them not being able to access my bitcoins when I pass away given securities have a proper process for inheritance.

Also, securities like ETFs are marginable in my brokerage, which comes in handy if I need to withdraw some cash while keeping my position in bitcoins.

Grayscale Bitcoin Mini Trust ETF (BTC) is the cheapest ETF with 0.15% expense ratio. It has over $4 billion assets, so it's liquid enough for me to keep accumulating.

Updates

2025/03/25 Gamestop to put corporate cash in Bitcoin

GameStop to put corporate cash in bitcoin, mimicking MicroStrategy

This increased the legitimacy of bitcoin as an investment at a corporation level.

2025/03/06 Trump signs executive order for U.S. strategic bitcoin reserve

Trump signs executive order for U.S. strategic bitcoin reserve


Fact Sheet: President Donald J. Trump Establishes the Strategic Bitcoin Reserve and U.S. Digital Asset Stockpile

ESTABLISHMENT OF THE STRATEGIC BITCOIN RESERVE AND UNITED STATES DIGITAL ASSET STOCKPILE

As expected and promised by Donald Trump, he established a strategic bitcoin reserve for the US government. The government would not buy additional bitcoins, but keeping the bitcoins as reserve increased the legitimacy of bitcoin as a reserve at the government level.

2025/02/09 Initial version of this page

Wrote a brief reason on why I decided to start accumulating bitcoins with a small portion of new money going into my portfolio.

I will put more supporting arguments to this page gradually.


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